Cheap car insurance convicted drivers
Cheap insurance for convicted drivers
Ok, you have a less than perfect driving record, nobody’s perfect, we all make mistakes, suffer lack of concentration and maybe some of us have even got behind the wheel after a few drinks. We all have the occasional accident now and again. Why does it mean your car insurance premium has to go through the roof? While not condoning driving dangerously or under the influence, there are some great schemes for people looking for cheap convicted driver insurance.
Right, you have got some points on your license, whether its a DR10, SP30, SP50, IN10, CU30, DD10, DR80 or a TS10, theres no point crying over spilt milk, we now have to make the best of a bad situation. There are over 100 different insurance schemes, some of which are even able to quote for disqualified drivers who are due to be back on the road, whether this was due to a “totting up” ban or a single incident such as drunk driving.
Convicted drivers car insurance
Many insurers now recognise that having some driving convictions does not necessarily make you more likely to make a claim, some enlightened companies do not even load their premiums for minor speeding convictions like an SP30. However if you have significant points or a ban on your record, then you will have to look at the specialised insurers to keep your costs down.
Insurance for convicted drivers
Most insurers will send the premiums through the roof if you have serious motoring convictions, and if you’ve had a criminal conviction recorded against you, they may well not insure you at all! In fact the reason many insurers bump up the premuims to a ridiculous level is they do not want your business! Most insurers operate in particular segments of the marketplace and for many convicted drivers are not what they are looking for. In these cases we recommend a specialist in dealing with convicted drivers like this one below:-
Cheap car insurance for drink drivers
Around 85,000 people are banned from driving every single year due to drink driving. Convicted drink drivers are categorized by high street insurance companies as high-risk and they face heavily loaded car insurance quotes. Getting competitive quotes for those convicted of serious crimes and motoring offences such as drink driving and other alcohol related motoring offences can be difficult if you dont use a specialist broker. These brokers have a drink driver insurance panel of companies, they can take your information and then search through a list of companies that are willing to insure drink drivers at decent rates.